​​ One day I was dreaming my life away, as I usually do. I was thinking of all the things I could do once I reach this certain goal, & once I have that much money, & am in contact with this guy, & am well connected with that girl, & so on, when God interrupted me. He said, "Joel, it takes wisdom to dream up things that could happen ten years in the future, however what takes more wisdom is to dream within your means." Immediately a thought entered into my mind, "Use what you'